The health care system is Fucked up and your dumbass isn’t helping any…

the 5 reasons why the health care reform bill sucks…

1.) rewards for healthy living will be stripped away…

• if you live a healthy life style you will pay relatively the same price as someone who smokes or engages in other not so healthy activities…

2.) you could lose your existing plan even if you’re happy with it…

• if your current plan does not meet certain criteria under the new health care reform bill you will be forced to get new coverage…

3.) kiss high deductible plans and health savings accounts goodbye…

• this is a plan some businesses are setting up where the employee puts money into a savings account and the employer matches it per dollar… from this account the employee pays for all medical expenses…

4.) loss of the freedom to chose what your plan covers…

• I might want to save a few bucks by not having certain things covered, like prescription drugs, mental health shit, or substance abuse…

5.) loss of the freedom to chose all your doctors…

• through the proposed system you chose your pcp, but say you need a specialist… your PCP determine what and who are best for you…

now here is where I say… What the Fuck is the problem with this…I don’t think Obama is a dumbass… I think the people against this reform are dumbasses…

I took these problems from an article by Shawn Tully of Fortune.com. As I was reading his article I was shocked at what he was saying was a problem… certain things strike me as a plus… let me break it down item by item.

1.) rewards for healthy living will be stripped away…

WTF! noooooooo… it actually says that insurers will be barred from charging more than twice from one person to another… so the insures could charge smokey sam twice as much as athletic adam… also… maybe you’re forgetting… don’t smoke not because it’ll cost more… but because it could kill you… also the idea here is not to discourage people from getting insurance, but making it affordable for everyone… without the reform if smokey sams premiums can jump too high, then maybe he’ll go without, and that’ll lead to 2 possible things.. 1. he dies… or 2. he gets treated driven into bankruptcy and the government has to pay anyway…

2.) you could lose your existing plan even if you’re happy with it…

DUH! why should you be allowed to keep a plan that isn’t good enough… yeah you’re healthy now, but what about when you find out you have cancer… will you be happy with your shitty plan then… NOOOO!!! you can’t expect to get something for nothing… the plan may cost more now, but when you are liveing later, you’ll be happy you were forced to get an adequate plan…

3.) kiss high deductible plans and health savings accounts goodbye…

I fuck’n hate these plans… they encourage people to be frugal with their health care by shopping around and skimping… you wouldn’t have to shop around if there was more health care regulation… I’d rather know I was getting good coverage than have to waste my time and seek out good coverage… I didn’t go to school for healthcare… I don’t know how many ccs of that or whether an MRI or just an x-ray is best… I don’t want the ability to chose this… same reason I don’t want to tell the brain surgen how to do his job… he’s smarter than I am…

4.) loss of the freedom to chose what your plan covers…

see the bottom of argument #1… do you know the cost of some prescription drugs? do you think anyone wants to get helplessly addicted to drugs? do you think anyone controld their mental health problems?… why gamble with your health… essentially that’s what trimming coverages does…

5.) loss of the freedom to chose all your doctors…

similar to #3… if I was told to seek a neurologist I wouldn’t know where to go… if you like your PCP then you should respect the recomendations he or she makes… if you don’t like those recomendations then find a new PCP… believe it or not… they know more than you…

Healthcare is so important why is it not universal…education is mandated and if you don’t like it, you have the option to seek private education (as long as it meets certain criteria)… doesn’t that sound like the proposed plan… the private school have to compete (doesn’t that sound familiar)…

I’ll leave with this…

everyone is prone to unexpected health problems… everyone needs affordable healthcare that fully covers them… if everyone needs it then it should be universal… this’ll drive down the costs and drive up the service…